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What happens to my money if I leave my job?

While you don’t get to take FSA funds with you, you may still be able to submit claims for a period of time after you leave your job. You’ll just need to be sure that the expenses were incurred during the plan year and before you left your job. But check on your plan rules — you may only be able to submit claims to the FSA until your last day on the job, or you may be able to submit claims until the end of the plan year.  Your plan may also include rules for FSAs under COBRA.

 

 
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How does an HRA work? Advantages of an HRA How you can use