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How long do I have to submit claims?

You can usually submit a claim any time during the plan year. For example, if your benefit year runs from January through December, and you visit the doctor shortly after your plan year starts in January, you have at least through December to request reimbursement. Some plans give you a “run-out” period, which is additional time to submit claims. So if your plan year ends on March 31 and you have a two-month run-out period, you can submit claims until May 31 as long as the expenses were incurred before the end of the plan year.

You can log into the member website to see your plan's claim submission rules. From the Spending page, view the Spending Account Summary details.

Your plan's "Run Out Date" (last day to submit claims) and "Grace Period Date" (date your plan is closed and no further claims are processed) will be displayed on the web page.

 

 
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